Your Partner for Contractor Insurance and Risk Management
When it comes to building, there’s no room for guesswork. LP Insurance provides expert construction insurance to protect your people, projects, and peace of mind. Whether you’re breaking ground or wrapping up, we help construction companies stay covered through every phase of the job.
Our tailored construction insurance services are designed to support general contractors, subcontractors, and crews working in high-risk environments. From builders’ risk insurance to workers’ comp, we’re the insurance company that understands your world—and your deadlines.
We’re not just an insurance company—we’re part of your crew. With decades of experience in construction insurance, we know what it takes to move projects forward, stay compliant, and minimize risk. Our team responds fast, explains things clearly, and offers flexible coverage options that grow with your business.
When you need a trusted partner for contractor insurance, construction risk management, or help with a certificate of insurance, we’re here to make it simple and stress-free.
The Value of Smart Construction Coverage
Construction jobs move fast, but risk moves faster. Without the right construction insurance in place, even a single incident on the job site can result in significant financial losses, project delays, or damaged relationships. Whether it’s a missing certificate of insurance, a misunderstanding about additional insured coverage, or a lack of contractor liability insurance, minor oversights can lead to significant problems.
That’s why we take a proactive approach to construction risk management. From pre-construction planning to final inspections, we work closely with construction businesses to make sure their coverage is aligned with real-world risk. Our goal isn’t just to sell a policy—it’s to help you build smarter, safer, and with fewer surprises.
No two construction projects are alike. And your coverage shouldn’t be, either.
Frequently Asked Questions (FAQs)
1. What’s included in a construction insurance policy?
A typical construction insurance policy may include builders’ risk insurance, contractor liability insurance, workers’ comp, commercial auto insurance, and commercial property insurance. We’ll help you choose the types of coverages that best protect your construction project.
2. Do general contractors need additional insured status?
Yes. Most jobs require insurance for general contractors to list property owners or developers as additional insureds. We handle COIs and updates quickly so you can stay focused on the job site.
3. What’s the difference between builders’ risk and contractor liability insurance?
Builders’ risk insurance covers property and materials at the construction site. Contractor liability insurance protects you if your work causes injury or damages property. Both are key to protecting your bottom line.
4. How fast can I get a certificate of insurance (COI)?
Most requests are handled same-day. Need an additional insured added? No problem. We make it easy to get a certificate of insurance when you need it.
5. Can I customize coverage for my construction project?
Definitely. Our construction insurance services are built to fit your trade, risk level, and project size. We design contractor insurance packages to help you avoid financial losses and stay protected from day one.
Let’s Protect Your Business
Ready to move forward with confidence? Reach out to LP Insurance for expert guidance, smart coverage, and fast service—designed for construction businesses like yours.
Get a quote today and see how construction insurance services from LP can help you protect your business, avoid financial losses, and meet every milestone without worry.